Analysis: HSAs won't cure health care 'crisis'

A recent study by Denver-based, non-profit--The Bell Group--indicates that HSA's will not cure the rising health care crisis, but rather they will only benefit the higher income population. Why? The study claims that the lower income population doesn't have the income to build their HSAs. Employers like HSAs because they put the responsibility of an employees health on the employee. However, HSAs and the high-deductible (consumer driven) health plans that are usually associated with them also require more of the employer--more communication and continual encouragement and reminders for employees to adopt preventive health care behavior.

Go to Article

Dangerously Playing with the Solution

The title to the following commentary gets it right. However, most of the commentary focuses on what isn't working.

Christopher B. Summers: Markets, not mandates, for health care reform

Oh no... I don't have health insurance!

For the last several years my wife and I and our two young boys have only had a high deductable policy, which means we are only covered in the event of a catastrophy. If we go to the doctor, we pay for it. It makes us think twice when we have some sniffles and we aren't so hasty in picking up the phone for an appointment with toungue depressor. We have naturally become more responsible for the way that we use the health care system.

View what others say about not having health care coverage

Romney offers healthcare crisis prescription

"Sally Canfield, policy director for the campaign, said the plan would not require any new money." Health costs continue to rise but we don't need any new money. What a great country we live in!

Go to Article

California Health Care (not quite) Reform

Califonia is making changes that are invisible to the end user and employers. How can this be called "reform"?

Go to Article

David Walker on CBS 60 Minutes

David Walker is the United States Comptroller General. On 60 Minutes he states "we spend 50% more of our economy on health care than any nation on earth." He goes on to say that if we don't dramatically and fundamentally reform our health care system it will "bankrupt America.